Wednesday, February 25, 2009

Saving money and the environment

I enrolled in Staples Rewards today. I will earn 10% back in rewards on my paper, ink purchases. More important though, I can exchange each empty cartridge for a $3 reward towards future cartridge purchases. I feel like I am saving money and the environment at the same time.

A little planning goes a long way

I went with my wife to do grocery shopping at Giant in Betheda. She bought $49 worth of grocery for $29. Here is how she did it.

Before she went shopping, she would go over fliers sent by grocers in our area and decide which grocer has the most things we need on sales. This week it was Giant. Then she would collect coupons for the grocer.

When she was in the store, she only scan for things on sales. For instance, a Freschetta pizza usually costs $7.99, but it is on sales for only $4.99. In addition, she has a $0.75 coupon which can be applied twice - a recent Giant policy. So when all was done, she paid only $3.49 for the pizza. Repeat this many times over, and we are talking about real saving.

A little planning goes a long way.

Friday, February 20, 2009

$45 dinner for $20

Last Saturday, we had a marvelous four-course dinner at Madurai Masala, a Southern Indian gourmet restaurant in Gaitherburg, MD. The bill including tax and tips was about $45, we paid only $20.

How did we do that?

My wife Tina is a frequent visitor to restaurant.com where one can buy a $25 coupon for $10. During the Christmas holidays, the site had a 80% discount promotion, and the coupon can be had for a mere $2. Buy Tina did, and that's how we get a $45 dinner for $20.

As I am writing now, another 80% discount promotion is going on. Tina just bought a couple of $10 coupons for 6o cents a piece. What a deal!

Wednesday, February 18, 2009

The wise woman build her house

"A wise woman build her house" - Proverbs 14:1

My wife Tina is just such a woman. Ever since we were dating, I have been impressed by her uncanny ability to save without cutting corners. She planned our honeymoon in Argentina. We traveled for two weeks to Buenos Aires, Patagonia and Iguazu Falls for all but three thousands dollar. Mind you, we didn't sleep on benches, we stayed in the best hotels wherever we went.

I create this blog to record how she makes wise household spending decisions, so that other women ( and men) can learn to stretch their dollars in this hard economic time without sacrificing their quality of life.